New construction · West Central Minnesota
Janet Matchinsky and her network of local builders, lenders and designers take you from "we would like to build" to the keys, anywhere in West Central Minnesota.
Lot to keys
Building is four decisions in the right order: the lot, the number the finished home has to be worth, the builder and plan, and what to do with the house you are in now. Janet keeps them in that order, so the lot, the budget and the finished home's value agree before anyone signs.
Janet searches the lots and acreage for sale where you want to build, from any brokerage, including the Longview Circle lots currently for sale on Smith Lake in Osakis, which Home Match Realty lists. Before you buy she checks what matters: soil and septic, road access and winter plowing, lake setbacks, covenants and where the utilities stop.
Before you commit to a lot, Janet pulls closed sales of comparable new builds so you know what the house will be worth the day you move in, not just what it costs to build.
Janet introduces you to local builders she has worked with and sits in on the first conversations, so the lot, the plan and the budget fit together before anyone signs.
Janet can list your current home on a timeline that matches the build. The marketing plan is built around the property and can include staging help and 8K drone photos and video, depending on the home.
Lots and land
Two ways to start: the lots and acreage for sale across the region, from any brokerage, or the Longview Circle lots currently for sale in Osakis, which Home Match Realty lists. Lake lots have their own rules on setbacks, septic and shoreline, so if water is the point, start with the lake pages.
Lots from any brokerage
Land listings from brokerages across West Central Minnesota, or tell Janet what you want and she runs the search.
Listed by Home Match Realty
12 buildable lots on the Douglas County side of Osakis, from $35,000 to $160,000 and 0.94 to 1.58 acres, in a residential development on Smith Lake. 9 lots closed in 2026.
Listed and sold by Home Match Realty
A 2021 build in Alexandria and a lakeshore home on Lake Ida, both listed and sold by Janet.
Sold
Sold
The Broker Reciprocity logo marks sold data supplied by NorthstarMLS through its Broker Reciprocity program. Data believed to be accurate but should be independently verified. Properties displayed may be listed or sold by various participants in the MLS.
A builder's sales representative works for the builder. Janet works for you. On a build that means reading the construction contract and allowances before you sign, tracking change orders, walking the house at framing and again before closing, and lining up a lender for a construction-to-permanent loan. How Janet is paid is set in a written buyer agreement you sign before touring, and it is negotiable.
Read the new construction guide for what building costs here, how long it takes and the questions to ask a builder.
Read before you break ground
Lake classes, shoreland setbacks, septic and well checks, dock rules, invasive species, flood insurance and taxes to verify before buying a Minnesota lake home.
VA loans are for eligible veterans and service members; USDA loans are for moderate-income buyers in rural areas. Fees, income limits, well and septic rules.
When to list a Minnesota lake home, the septic, well, permit and dock paperwork to have ready, how frontage is priced, and what every lake buyer will ask you.
Tell Janet about the home you want to build and where. She replies personally with a first read on lots, builders and what the finished home should be worth.
Questions people ask
No. Most people start with a town or a lake in mind and no lot. Janet finds the lot, checks it, and prices the finished home before you commit.
Yes. The lots are sold on their own and you choose the builder. Janet can introduce local builders if you do not have one.
On the lot purchase, how Janet is paid is set in a written buyer agreement you sign before touring, and it is negotiable. If she also sells your current home, that commission is set in the listing agreement.
It depends on the plan, the finishes and the site work, and the number changes every season. Janet gives you current local examples rather than a national average, and the finished-home analysis shows what the house will be worth when it is done.
Yes. Janet walks lots on evenings and weekends, including last-minute requests.
Ready when you are
Tell Janet what you want and where. She prices the finished home before you commit to a lot.
