Buyer's agent · Home Match Realty

Buying a home in Alexandria and West Central MN with Janet

Janet sets up a private NorthstarMLS search, shows you what is wrong with each house as well as what is right, and negotiates the offer. First homes, lake places, acreage and relocations, across West Central Minnesota from Alexandria.

  • 31 closings representing the buyer since November 2023, outside Longview Circle (NorthstarMLS)
  • Top towns Willmar (11), Alexandria (5), Glenwood (2), New London (2), Pennock (2) and Spicer (2)
  • 5.0★ Zillow 7 reviews, as of October 14, 2026
  • 4.4★ Google 13 reviews, as of October 15, 2026

Homes listed by other brokerages are counted, not shown, under NorthstarMLS rules. Longview Circle lot sales are development sales and are not counted as buyer work.

Janet Matchinsky, Broker/Owner of Home Match Realty

Reviews, reproduced as written

What buyers wrote

Three buyers' Zillow reviews, reproduced as written, with the date each was posted.

If you want a realtor who will get the job done i highly recommend Janet she helped us get the perfect house for our family of 8 ! Apart from knowing what she is doing she is a pleansant person to be around so kind i am so glad we had her as our realtor! She will not disapoint !

Estefania Trigueros Zillow reviewBought a Single Family home in 2025 in Long Prairie, MN. ·

Janet is amazing, she was there every step of the process and made sure everything went smooth and easy. She even helped me move and clean my new home. Always a phone call away even after closing on my home. I didn't just find a relator; I found a friend. Thank you for everything you do Janet!!!

schani47 Zillow reviewBought a Single Family home in 2023 in Bird Island, MN. ·

Wow this lady is the best she is funny good hearted and was ready to help me out at any moment .She made us feel like family I wouldn't have had it any different . She will work with you and walk you through any questions, issues or problems she is straight forward and is on your side through your buying process.We need more people like this in life and as friends thanks again for your help

Marco Hernandez Zillow reviewBought a home in 2023. ·

Step by step

How buying works with Janet

Here is what the process looks like from first call to keys.

A real conversation

Twenty minutes by phone or at the office on Kenwood Street. What you need, what you want, what you can spend, and how fast you need to move. Janet listens for the difference between needs and wants; one couple wrote that she "fully assessed our wants and needs."

Pre-approval, if you are financing

Before showings, Janet will connect you with a local lender or work with yours. Sellers in this market take pre-approved buyers seriously and often will not accept a showing request without a letter.

A private search

Janet builds a saved search in NorthstarMLS matched to your criteria, so new listings and price changes reach your phone the moment they post. You see the whole market, not what one website chooses to show.

Showings

Janet lines up showings around your schedule, including evenings, weekends and last-minute requests. On site she points out the water stain, the older furnace and the neighbor's fence line, and tells you what a repair might run.

The offer and negotiation

Price, closing date, inspection and financing contingencies, what stays with the house, who pays which closing costs. Janet writes the offer, explains every line, and handles the back-and-forth. A first-time buyer called her "an awesome negotiator."

Inspection to closing

Inspection, appraisal, title, insurance, final walk-through, closing table. Janet tracks every deadline and stays reachable after closing; one buyer wrote that she was "always a phone call away even after closing on my home."

Before you tour

Your written buyer agreement, explained

Since August 17, 2024, under the practice changes that followed the NAR settlement, an agent working with you as a buyer needs a written agreement with you before you tour a home together, in person or live online (NAR settlement FAQs). Minnesota already required a signed buyer's broker agreement before an agent acts as your representative, and state law lists what it must contain (Minn. Stat. 82.66). In plain terms, the agreement tells you:

  • How and how much the agent is paid. A percentage, a flat fee or another basis, stated so you can work out the amount, never open-ended. The agent may not take more from any source than the agreement allows.
  • That the pay is negotiable and not set by law. Minnesota requires a bold-type notice right before the pay terms saying compensation is determined between each broker and the broker's client.
  • How long it lasts. A definite expiration date.
  • How it can end early. Whether it can be canceled and on what terms, and any override clause, which counts only if the broker gives you a protective list within 72 hours after the agreement expires.
  • What you get. The services the broker will provide, and what has to happen for the broker to be paid.
  • What happens on the brokerage's own listings. The dual agency disclosure, where you say whether you will consider homes the brokerage lists (see the questions below).

You can also ask, as a term of your offer, for the seller to cover some or all of your agent's pay. Janet walks you through her agreement, line by line, before you sign it, and explains anything in it you want explained. How Janet is paid is set in a written buyer agreement you sign before touring, and it is negotiable.

NorthstarMLS, counts by town

Where Janet has represented buyers

Counts only, from NorthstarMLS, outside the Longview Circle development: 31 closings since November 2023, led by Willmar (11), Alexandria (5), Glenwood (2), New London (2), Pennock (2) and Spicer (2). Homes listed by other brokerages are counted, not shown, under NorthstarMLS rules; every closing, both sides, is on the sold page.

Buyer-side closings by town since November 2023, outside Longview Circle

TownCountyJanet for the buyer
WillmarKandiyohi County11
AlexandriaDouglas County5
GlenwoodPope County2
New LondonKandiyohi County2
PennockKandiyohi County2
SpicerKandiyohi County2
HoffmanGrant County1
Long PrairieTodd County1
OliviaRenville County1
Redwood FallsRedwood County1
RichmondStearns County1
SartellStearns County1
Isanti TwpIsanti County1

The Broker Reciprocity logo marks sold data supplied by NorthstarMLS through its Broker Reciprocity program. Data believed to be accurate but should be independently verified. Properties displayed may be listed or sold by various participants in the MLS. This home sale information is not an appraisal, competitive or comparative market analysis, CMA or home valuation.

Service area

Start with the area

Home Match Realty service area: West Central Minnesota, county by county Map of Douglas, Pope, Todd, Stearns, Kandiyohi, Otter Tail, Grant, Morrison, Swift, Meeker, Stevens and Renville counties around Alexandria, Minnesota. Choose a county to open its homes-for-sale page. Douglas Pope Todd Stearns Kandiyohi Otter Tail Grant Morrison Swift Meeker Stevens Renville

What to expect in this market

Market numbers change month to month, so ask Janet for current comparable sales in the towns and price band you are considering: what similar homes listed at, what they sold for and how long they took. In general, homes priced well sell close to asking, and homes priced high sit and then adjust.

What that means for a buyer:

  • Well-priced homes still move. If a listing fits and it is priced right, plan to see it within a day or two of posting.
  • Negotiating room depends on the comparables. Recent list-to-sale prices for similar homes show how much room a seller has usually given; Janet pulls them before you write an offer.
  • Days on market is your leverage. A house that has sat 90 days has a seller who is listening. Janet tracks this for every listing you consider.
  • Inspections matter more on older homes. Much of the housing in towns like Long Prairie, Osakis and Glenwood was built before 1960. Foundations, wiring, roofs and wells are where the surprises live.

Janet will not tell you the market is "hot" or "cold." She will tell you what the last six comparable sales did and what that means for your offer.

Out-of-area buyers

Alexandria sits on I-94 about 132 miles from Minneapolis and 107 miles from Fargo (source, source), so a weekend of showings is realistic.

For buyers arriving from further away, Janet compresses the search. One couple relocating from California answered a Zillow ad for a house in Redwood Falls; when it did not work out, she showed them roughly a dozen homes over the next two days and they closed on a house in Buffalo Lake a few days later. Local introductions to lenders, inspectors and closers, and a full relocation guide covering hospitals, schools, employers and commutes, are all part of the service.

Lake and cabin buyers

Lake property in West Central Minnesota has its own checklist, and Janet works through it with every lake buyer. Clients who "were in the market for a cabin" described her in their review as "extremely knowledgeable of lakes, homes and their backgrounds." Things she checks on every lake purchase:

  • Shoreline and setback rules for that specific lake and county
  • Septic compliance certificate (required on transfer in most counties)
  • Well location, age and water test
  • Dock and lift ownership, and whether the shoreline is deeded or an outlot
  • Road maintenance: who plows, who pays, and whether the road is public
  • Flood history and the lake's ordinary high water level

Browse the Lake Finder for acres, depth and public access on more than 40 lakes, then read the buying a lake home guide or the cabin and seasonal home guide.

Land and lot buyers

Buildable lots and rural acreage are a steady part of Janet's business. Home Match Realty lists the Longview Circle lots currently for sale, in a residential development in Osakis with lots from just under an acre to nearly two acres, and 9 Longview lots closed in 2026.

Before you buy land, Janet helps you answer the questions that decide whether it is buildable at the price you want: soil suitability for a septic system, well drilling depth in that township, zoning and minimum lot size, road access and easements, and whether utilities reach the lot line. See the selling and buying land guide and the new construction guide.

Financing pointers

Janet is not a lender and does not steer you to one, but she knows local banks and credit unions and can introduce you. A few starting points:

  • First-time buyers in Minnesota may qualify for down payment assistance through Minnesota Housing. Read the first-time buyer guide.
  • USDA Rural Development loans offer zero-down financing in eligible rural areas, which covers most towns in Janet's footprint outside Alexandria proper. VA loans offer zero-down for eligible veterans. See the VA and USDA rural loan guide.
  • Closing costs in Minnesota typically include title, recording, state deed tax and prepaid escrows. The closing costs guide walks through who usually pays what.
  • Buying in winter has its own advantages and traps; the winter buying and selling guide covers them.

Read before you offer

Guides for buyers

Listed by Home Match Realty

Janet's own listings

Tell Janet what you are looking for and where, and she will set up your private search today. Call or text (320) 219-2488 if you would rather talk first.

Talk to Janet

Start your search with Janet

Janet answers her own phone and replies to every form personally.

  1. 1Start
  2. 2The place
  3. 3Money & timing
  4. 4Contact
Start your search with Janet
What are you shopping for?

Janet gets your name and number at this step. Everything after is optional.

What has to be true about the place?

Optional, about 30 seconds

Must-haves

Pick any that apply.

Money and timing

Optional, about 30 seconds

Financing
Pre-approved?
First home?
Do you have a home to sell first?

Janet can price it at the same time: free home value for your current home.

How should Janet reach you?

Optional, about 30 seconds

Best way to reach you
Best time
Already working with an agent?
Text me new listings like this
How often

Or call or text Janet directly: (320) 219-2488. No spam, no obligation.

Questions people ask

Buyers ask

How is Janet paid as my buyer's agent?

How Janet is paid is set in a written buyer agreement you sign before touring, and it is negotiable. The agreement states the amount or how it is figured; ask her to walk you through it before you sign.

Do I have to sign a buyer agreement before I tour a home?

Yes. Since August 17, 2024, an agent working with you as a buyer needs a written agreement before touring a home with you, in person or live online, and Minnesota requires a signed buyer's broker agreement before an agent acts as your representative (Minn. Stat. 82.66).

Can Janet show me homes listed by other brokerages?

Yes. Janet can show you any home listed in NorthstarMLS, the shared database brokerages across the region use, and represent you on any of them, whoever the listing brokerage is. Of her 31 buyer-side closings outside Longview Circle since November 2023, 30 name another brokerage as the listing brokerage in NorthstarMLS.

What if I want to buy one of Janet's own listings?

Then Janet would represent both you and the seller, which Minnesota calls dual agency, and it needs the written consent of both of you. Your buyer agreement includes a dual agency disclosure where you say up front whether you will consider homes Home Match Realty lists, and if it comes up, the purchase agreement asks you and the seller to consent again. As a dual agent she owes duties to both sides, keeps each side's price, terms and motivation confidential unless that side says in writing to share them, and cannot advocate for one side against the other. If you decline dual agency, you may give up the chance to buy Home Match Realty's listings with Janet as your agent. Minnesota requires every agent to give you the Agency Relationships in Real Estate Transactions disclosure at the first substantive contact (Minn. Stat. 82.67).

How fast can I see a house?

Usually the same day or the next, depending on the seller's showing instructions. Janet takes last-minute requests, including evenings and weekends.

Should I get pre-approved before I look?

Yes. Most sellers will not consider an offer without a pre-approval letter, and some will not schedule showings. Janet can introduce you to local lenders if you do not have one.

How much should I offer below asking?

It depends on the house, not a rule of thumb. Ask Janet for the current comparable sales on the homes you like; she pulls sold prices, list-to-sale history and days on market before recommending a number.

What if the inspection finds problems?

You can negotiate repairs or credits, walk away within the contingency period, or proceed as-is. Janet will walk you through each option and tell you which makes sense for the issue found.

Do you help buyers relocating from out of state?

Yes. A couple relocating from California wrote that she "showed us about a dozen houses" in two days, and she handles the lender, inspector and closer introductions. See the relocation page.

How long does closing take?

With financing, 30 to 45 days from accepted offer is typical. Cash purchases can close in two weeks if title is clean.

Ready when you are

Ready to look at homes?

Janet lines up showings around your schedule, evenings and weekends included.

Request a showing

See this listing

  1. 1Showing
  2. 2Details
Who should Janet confirm with?
When works?
Two quick questions

Optional, about 30 seconds

Pre-approved?
Already working with an agent?

Or call or text Janet directly: (320) 219-2488.